about ADR

Enhance Your Protection
Products with ADR

Auto Deductible Reimbursement (ADR) is a protection product that covers the collision deductible on your member’s personal car insurance policy. Insurance policy deductibles will range from $0 to $1,000 depending on the state. Most credit union members will opt for a higher deductible amount in order to get a lower premium. According to USAA, the most common deductibles are $250 and $500.

mechanic explaining how her deductible is covered
benefits of ADR

Set Your Credit Union Apart from Competitors

ADR product is a cost effective and innovative differentiator for your credit union and serves as a “why buy here” campaign

Builds customer loyalty

You will improve penetration of GAP and other packaged products.

Enrollments are reported seamlessly within the existing GAP quoting system. 


Manager leading a meeting with staff

With ADR Your Members Will Receive:

Up to $500 per loss

Pays the member up to $500 per loss (unlimited losses per year) when a claim is filed and paid with the primary insurance carrier.

unlimited claims
per year

Allows for unlimited claims per year up to $500 per claim within the terms of coverage (1-5 year coverage is available).

no waiting period

Coverage is effective upon the date of enrollment with no waiting period.

covers multiple
vehicles

Product covers the vehicle purchased and all other vehicles the member owns and insures.

A.M. Best Rated
Carrier

Auto Deductible reimbursement is underwritten by an A+ (Excellent) A.M. best rated carrier.